Here at Toyota of Cool Springs, one of the most frequent questions we get from a customer is “How much will it cost?” Unfortunately, our answer is often “It depends”. There are plenty of factors that play into the monthly cost of your vehicle, ranging from your credit, to your down payment, to the type of vehicle you choose.
The charts below take a look at some of these variables. In the left-hand column, you can see the price ranges, and the Toyota vehicles that can be found in these ranges. You’ll probably notice that some vehicles are found in a number of different ranges – these vehicles may have a wide price range, depending on the trim level and options. We have split the breakdown into three different charts – one shows the cost with no money down, one shows the cost with 10% down, and the final shows the cost with 25% down payment.
No Money Down
| 48 Months, 3.0% APR | 60 Months, 3.0% APR | 72 Months, 3.0% APR | 48 Months, 6.0% APR | 60 Months, 6.0% APR | 72 Months, 6.0% APR | |
|---|---|---|---|---|---|---|
| $10,000-$20,000 (Corolla) |
$222 – $443 | $180 – $360 | $152 – $304 | $235 – $470 | $193 – $387 | $166 – $332 |
| $20,001-$30,000 (Avalon, Camry, Corolla, Prius, RAV4, Tacoma) |
$443 – $664 | $360 – $539 | $304 – $456 | $470 – $705 | $387 – $580 | $332 – $497 |
| $30,001-$40,000 (4 Runner, Avalon, Camry, Highlander, Prius, RAV4, Sienna, Tacoma, Tundra) |
$664 – $886 | $539 – $719 | $456 – $608 | $705 – $940 | $580 – $774 | $497 – $663 |
| $40,001-$50,000 (4 Runner, Highlander, Tacoma, Tundra) |
$886 – $1106 | $719 – $898 | $608 – $759 | $940 – $1,174 | $774 – $966 | $663 – $828 |
| $50,001+ (Sequoia, Tundra) |
$1107+ | $899+ | $760+ | $1,175+ | $967+ | $829+ |
10% Down
| 48 Months, 3.0% APR | 60 Months, 3.0% APR | 72 Months, 3.0% APR | 48 Months, 6.0% APR | 60 Months, 6.0% APR | 72 Months, 6.0% APR | |
|---|---|---|---|---|---|---|
| $10,000-$20,000 (Corolla) |
$200 – $399 | $162 – $324 | $137 – $274 | $212 – $423 | $174 – $348 | $149 – $299 |
| $20,001-$30,000 (Avalon, Camry, Corolla, Prius, RAV4, Tacoma) |
$399 – $598 | $324 – $485 | $274 – $410 | $423 – $634 | $348 – $522 | $299 – $448 |
| $30,001-$40,000 (4 Runner, Avalon, Camry, Highlander, Prius, RAV4, Sienna, Tacoma, Tundra) |
$598 – $797 | $485 – $647 | $410 – $547 | $634 – $846 | $522 – $696 | $448 – $597 |
| $40,001-$50,000 (4 Runner, Highlander, Tacoma, Tundra) |
$797 – $996 | $647 – $808 | $547 – $683 | $846 – $1,056 | $696 – $869 | $597 – $745 |
| $50,001+ (Sequoia, Tundra) |
$997+ | $809+ | $684+ | $1,057+ | $870+ | $746+ |
25% Down
| 48 Months, 3.0% APR | 60 Months, 3.0% APR | 72 Months, 3.0% APR | 48 Months, 6.0% APR | 60 Months, 6.0% APR | 72 Months, 6.0% APR | |
|---|---|---|---|---|---|---|
| $10,000-$20,000 (Corolla) |
$166 – $322 | $135 – $270 | $114 – $228 | $176 – $323 | $145 – $290 | $124 – $249 |
| $20,001-$30,000 (Avalon, Camry, Corolla, Prius, RAV4, Tacoma) |
$322 – $498 | $270 – $404 | $228 – $342 | $323 – $528 | $290 – $435 | $249 – $373 |
| $30,001-$40,000 (4 Runner, Avalon, Camry, Highlander, Prius, RAV4, Sienna, Tacoma, Tundra) |
$498 – $664 | $404 – $539 | $342 – $456 | $528 – $705 | $435 – $580 | $373 – $497 |
| $40,001-$50,000 (4 Runner, Highlander, Tacoma, Tundra) |
$664 – $830 | $539 – $674 | $456 – $570 | $705 – $880 | $580 – $724 | $497 – $622 |
| $50,001+ (Sequoia, Tundra) |
$831+ | $675+ | $571+ | $881+ | $725+ | $623+ |
As you can see, there are numerous factors that affect the amount you will pay per month. That is why we have a few tips for you, so you can maximize your vehicle potential while keeping to your budget:
- Maximize Your Down Payment – An up-front deposit will never accrue interest, and as you can see from the table, even paying 10 percent of the vehicle price up front can drastically reduce your monthly payments.
- Lower Your APR – Hunt around for the best deals and go that extra mile, you may find that an extra hour of searching now may save hundred over the course of your car payments.
- Pay Attention to Your Credit – Better credit leads to better terms, including better APRs and lengths of the deal.
- Buy What You’ll Use – As you can see from the charts, some models span two or even three price ranges. By being smart about the features and options you want in your vehicle, you can get the best bang for your buck.
One thing to remember is that, while a longer payment plan will reduce your monthly payments, it will increase the overall amount you pay for the vehicle, so weigh your options and discuss them with your family as well as our financing department.
At Toyota of Cool Springs, our financing department is happy to help you with your vehicle financing issues, and we know how to work with all ranges of financial situations. Don’t be discouraged because a different dealer offers poor terms or no terms at all, we’re willing to chat with you and find out how we can make your next car a Toyota from Toyota of Cool Springs.
You Might Also Enjoy:
Connect with us
